Terms of Service

These Terms of Service govern your use of the Colstice website and the professional accounting services we provide. By accessing our website or engaging our services, you agree to be bound by these terms. Please read them carefully before proceeding.

Effective date: January 15, 2026

1. Acceptance of Terms

By accessing or using our website and services, you confirm that you accept these Terms of Service and agree to comply with them. If you do not agree with any part of these terms, you should not use our website or services.

These terms apply to all visitors, users, and others who access or use our services. We reserve the right to modify these terms at any time, and your continued use of the website after changes are posted constitutes acceptance of those changes.

2. Service Description

Colstice provides professional accounting services including personal tax preparation, financial planning support, and personal financial organization. Our services are designed to help individuals understand and manage their financial matters with greater clarity.

2.1 Scope of Services

The specific services provided will be defined in a separate engagement agreement or service contract. These Terms of Service supplement but do not replace any such agreements.

2.2 Website Use

Our website provides information about our services and allows you to contact us. While we strive to keep information current and accurate, we make no representations about the completeness or accuracy of website content.

3. Acceptable Use Policy

You agree to use our website and services only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of our services.

3.1 Prohibited Activities

You agree not to:

• • Use the website in any way that violates applicable laws or regulations
• • Attempt to gain unauthorized access to our systems or networks
• • Transmit any harmful code, viruses, or malicious software
• • Engage in any conduct that could damage, disable, or impair the website
• • Use automated systems to access the website without our express permission
• • Misrepresent your identity or affiliation with any person or entity

3.2 Content Guidelines

Any content you submit through contact forms or other means must be respectful, truthful, and appropriate. We reserve the right to remove any content that violates these guidelines.

4. Professional Services Terms

4.1 Engagement Process

Professional services begin when we mutually agree to an engagement, typically through a signed engagement letter or service agreement. Until such an agreement is in place, no professional relationship exists, and we have no obligation to provide services.

4.2 Client Responsibilities

Clients engaging our services agree to:

• • Provide accurate, complete, and timely information
• • Respond promptly to requests for additional information or clarification
• • Review work product carefully and notify us of any concerns
• • Pay fees as agreed in the engagement agreement

4.3 Service Modifications

We reserve the right to modify our service offerings at any time. Changes to services already contracted will be communicated to affected clients and will not affect existing engagements unless mutually agreed.

5. Service Availability and Maintenance

5.1 Website Uptime

While we strive to maintain continuous availability of our website, we do not guarantee uninterrupted access. The website may be unavailable due to maintenance, updates, or circumstances beyond our control.

5.2 Scheduled Maintenance

We may perform scheduled maintenance on our website from time to time. We will attempt to provide notice of planned downtime when possible, but we are not obligated to do so.

5.3 Service Interruptions

We are not liable for any inconvenience or loss resulting from website unavailability, whether planned or unplanned. Critical service communications will be maintained through alternative channels as needed.

6. Intellectual Property Rights

6.1 Website Content Ownership

Unless otherwise indicated, all content on this website, including text, graphics, logos, images, and software, is the property of Colstice and is protected by copyright and other intellectual property laws.

6.2 Limited License

You are granted a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works from website content without our express written permission.

6.3 Work Product

Documents and materials prepared specifically for you as part of our professional services belong to you upon payment of all fees. We retain the right to keep copies for our records and professional obligations.

7. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.

By using our services, you consent to the collection and use of information as described in our Privacy Policy. We are committed to protecting your personal information and maintaining confidentiality in accordance with professional standards.

8. Fees and Payment

8.1 Service Fees

Fees for professional services are outlined in individual engagement agreements. Website pricing information is provided for general reference and may be subject to change.

8.2 Payment Terms

Payment terms will be specified in your engagement agreement. Generally, payment is expected upon completion of services or according to agreed milestones.

8.3 Late Payment

Late payments may be subject to interest charges or collection fees as permitted by law. We reserve the right to suspend services for accounts with overdue balances.

9. Termination

9.1 Termination by Either Party

Either party may terminate a service engagement according to the terms specified in the engagement agreement. Termination does not relieve you of any payment obligations for services already performed.

9.2 Website Access

We reserve the right to terminate or suspend your access to our website at any time, without notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties.

9.3 Effect of Termination

Upon termination of services, we will provide you with any work product completed to that point, subject to payment of outstanding fees. Your obligations regarding confidentiality and payment continue beyond termination.

10. Disclaimers and Limitations

10.1 Website Disclaimer

Our website and its content are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the website's operation, content, or availability. This includes but is not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

10.2 Information Disclaimer

Information on this website is for general informational purposes only and should not be considered professional advice for your specific situation. Tax laws and financial regulations change frequently, and information may become outdated.

10.3 Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites. You access third-party sites at your own risk.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective when posted on this page with an updated effective date. Material changes may be communicated through additional means such as email or prominent website notices.

Your continued use of our website and services after changes are posted constitutes your acceptance of the modified terms. We encourage you to review these terms periodically to stay informed of any updates.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States and the state where our services are primarily provided, without regard to conflict of law principles. Any disputes arising from these terms or your use of our services shall be resolved in the appropriate courts of that jurisdiction.