Terms and Conditions

These Terms and Conditions constitute a legal agreement between you and Colstice. They outline your rights, responsibilities, and the conditions under which you may use our services. By engaging with our website or services, you acknowledge that you have read, understood, and agreed to be bound by these terms.

Last modified: January 20, 2026

1. Agreement to Terms

By accessing our website, submitting inquiries, or engaging our professional services, you enter into a binding agreement with Colstice. These Terms and Conditions apply to all aspects of your interaction with us, including but not limited to website use, service consultations, and professional engagements.

If you do not agree with any provision of these Terms and Conditions, you must immediately cease using our website and services. Your continued use following any modifications to these terms constitutes acceptance of those modifications.

2. User Obligations and Conduct

2.1 General Conduct Requirements

You agree to conduct yourself in a professional and respectful manner when interacting with our website, staff, and services. This includes communicating honestly, providing accurate information, and respecting the professional nature of our services.

2.2 Accuracy of Information

You are responsible for ensuring that all information you provide to us is accurate, complete, and current. This is particularly important for financial information used in tax preparation and accounting services. Providing false or misleading information may result in termination of services and could have legal consequences.

2.3 Prohibited Conduct

You agree not to:

• • Violate any applicable laws, regulations, or professional standards
• • Interfere with or disrupt our services or servers
• • Use our services for any fraudulent or unlawful purpose
• • Impersonate any person or entity or misrepresent your affiliation
• • Attempt to gain unauthorized access to any portion of our website or systems
• • Harass, threaten, or harm our staff or other users

3. User Responsibilities

3.1 Compliance with Laws

You are responsible for complying with all applicable federal, state, and local laws and regulations when using our services. This includes but is not limited to tax laws, financial regulations, and data protection requirements. While we provide professional guidance, ultimate responsibility for legal compliance rests with you.

3.2 Document Retention

You are responsible for maintaining appropriate records and documentation related to your financial matters, including copies of tax returns and supporting documents. While we maintain files according to professional standards, you should keep your own records for the periods required by law.

3.3 Timely Communication

You agree to respond promptly to our requests for information, clarification, or approval. Delays in communication may affect our ability to meet deadlines and could impact the quality or timeliness of our services.

3.4 Review of Work Product

You are responsible for carefully reviewing all work product we provide before it is finalized or submitted. You should notify us immediately if you identify any errors, omissions, or concerns. Your approval of work product releases us from liability for issues you should have reasonably identified during review.

4. Indemnification

You agree to indemnify, defend, and hold harmless Colstice, its owners, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with:

• • Your violation of these Terms and Conditions
• • Your provision of false, inaccurate, or misleading information
• • Your violation of any applicable laws or regulations
• • Your infringement of any third-party rights

5. Liability and Warranties

5.1 Disclaimer of Warranties

While we strive to provide accurate and reliable services, we make no express or implied warranties regarding the outcomes or results of our services. Our services are provided "as is" without warranty of any kind, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

5.2 Limitation of Liability

To the fullest extent permitted by law, Colstice shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our services or website.

5.3 Maximum Liability

Our maximum aggregate liability to you for any claims arising from these Terms and Conditions or your use of our services shall not exceed the amount of fees you have paid to us for the specific services giving rise to the claim.

5.4 Exclusion of Consequential Damages

In no event shall we be liable for any penalties, interest charges, or other consequences imposed by tax authorities or other governmental agencies, even if such consequences arise from errors or omissions in our work, provided we have exercised reasonable professional care.

6. Force Majeure

We shall not be held liable for any failure or delay in performing our obligations under these Terms and Conditions if such failure or delay is due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, government actions, power failures, internet or telecommunications failures, or other events of force majeure. In such cases, our obligations will be suspended for the duration of the force majeure event.

7. Dispute Resolution

7.1 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the state in which Colstice primarily operates, without giving effect to any principles of conflicts of law.

7.2 Jurisdiction

You agree that any legal action or proceeding arising out of or relating to these Terms and Conditions or your use of our services shall be brought exclusively in the federal or state courts located in our jurisdiction. You consent to the personal jurisdiction of such courts and waive any objection to venue.

7.3 Informal Resolution

Before initiating any formal legal proceedings, we encourage you to contact us to attempt to resolve any disputes informally. Many concerns can be addressed through open communication and good faith efforts to reach a mutually acceptable solution.

8. Confidentiality

We maintain strict confidentiality regarding your financial information and personal data in accordance with professional accounting standards and applicable privacy laws. You acknowledge that certain information may need to be disclosed to tax authorities, regulatory bodies, or other entities as required by law or professional obligation.

You also agree to maintain the confidentiality of any proprietary methods, processes, or information we share with you during our professional relationship.

9. Severability

If any provision of these Terms and Conditions is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions. The unenforceable provision shall be replaced with an enforceable provision that most closely achieves the intent of the original provision.

10. Entire Agreement

These Terms and Conditions, together with any engagement letters, service agreements, and our Privacy Policy, constitute the entire agreement between you and Colstice regarding your use of our website and services. They supersede all prior or contemporaneous understandings and agreements, whether written or oral, regarding such subject matter.

11. Waiver

Our failure to enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of Colstice. No waiver of any term shall be deemed a continuing waiver of such term or any other term.

12. Assignment

You may not assign or transfer these Terms and Conditions or any rights or obligations hereunder without our prior written consent. We reserve the right to assign these Terms and Conditions or any rights or obligations to any third party without your consent, provided that such assignment does not materially affect your rights or obligations.

13. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will become effective upon posting to our website with an updated modification date. We may provide additional notice of material changes through email or prominent website announcements. Your continued use of our services after modifications are posted constitutes your acceptance of the revised terms.